Tampilkan postingan dengan label Financial Managment. Tampilkan semua postingan
Tampilkan postingan dengan label Financial Managment. Tampilkan semua postingan

Selasa, 29 Desember 2009

Salary Increase Request Tricks

As an employee, would come on, want a raise, let alone in the middle of the higher economic crush. But you have to be careful, because this sensitive issue. Before you apply for a raise, try to ask yourself whether you are worthy and deserve to get it.

The main requirement is the situation proposed salary increase that support. You must be sensitive and intelligent look at the appropriate time to request a raise, especially, really understand with the company's financial condition.

If certain the conditions allows companies, there are still a few more things that need attention, There are several best situation to apply, that is, when you recently completed an important task with brilliant results, at the time employer usually be more open. Better still if you include a complete record of contributions and achievements that you've done for the company.

And that is not less important, to know for sure 'selling price' you are, both internally by the standards of the company, or compare it with similar positions in other companies. Well, if the feeling was steady, now is the time getting ready. Make an appointment to meet with employers in particular, it is far better than the direct knock on the door of the room.
Basically, the application of this salary increase is similar to a job interview. That means you should demonstrate the ability and achievements to be 'rewarded'. Indicate your contribution to the company, and include written evidence that exists. Maybe your boss knows your accomplishments, but sometimes he will not remember everything.

In addition to perform, you also need to express your plans forward to help the supervisor, department and organization as a whole. Just consider your current accomplishments are stepping stones to success in the future. In essence, sell them-selves with capital that you have today.

Never give an ultimatum in a meeting to ask for a raise, unless you are ready with all the risks. Open the doors are always compromises. Typically, companies have standards in accordance with the position of its own salary. If this attempt fails, do not despair, and still show your best performance. Maybe next time there's a better chance to submit it again. Similarly, if your request is received, you should further enhance the ability to show that you really deserve a raise.

Jumat, 09 Januari 2009

Joint Account Opening Agreement

For reasons of transparency of financial management of the household, husband and wife usually choose to open an escrow account. Joint account is account be held on behalf of two peoples both owners are equally have the right to withdraw the money. Joint account can also be interpreted as the above named accounts on just one person, but can be taken for domestic purposes.

If you and your partner decided to open a joint account, you should first consider the following points, to order the joint account will not be a trigger of conflict in the household?

1. Discuss with your spouse, what exactly is the purpose open a joint account. What purposes could be funded using the account.

2. Talk also about future plans, if it turns out you both have to be split up, what should be done with that account.

3. Decide who will be putting money into these accounts and how much. Does your partner, or joint venture. If done in a joint venture, determine what percentage of the compositions also to be fair and equitable.

4. If you already have a joint account, do an evaluation every month towards expenses that have been done.

5. Always be prepared to face the worst conditions, namely the use of money that does not match the deal. If it should happen this way, you should keep face with a head cold. Do not let your relationship and your partner stretched because of money issues.